Financial services

Software for banks, cooperatives and financial institutions

We build the systems behind shareholder records, savings and loans: roles, audit trails and reporting built in. Our engineering team has delivered them for two banks and a savings and credit cooperative, each live within four to five months.

Start a project

See our work

Organisations we've built for

Where we come in

When the books run on spreadsheets and goodwill

These are the situations we are asked to fix.

Shareholder records

Shareholder records, dividends and votes live in spreadsheets, and every general meeting means weeks of manual work.

One register with dividends, voting and access control built in, and every change logged.

Savings and loans

Savings and loan accounts are handled at the counter, with reporting that arrives long after the month ends.

Member accounts, savings, loans and real-time reporting in one system, with a mobile app for customers.

Audit questions

An auditor asks who changed a record and when, and the answer takes days to find.

Audit trails and roles in the software, so the answer is one search away.

Supplier checks

Your own regulator expects you to control your ICT suppliers, and the questionnaire lands on your desk.

Clear, written answers and the contract terms your supplier checks ask for, prepared before you ask.

What we build

Financial systems you can explain to an auditor

Built with roles, logs and reporting from the first release.

Shareholder management

Shareholder records, dividends, voting and audit trails, with access control by role.

Savings and loans

Member accounts, savings, loans and repayments, with reporting in real time.

Customer apps

Mobile apps for customers, with strong sign-in and encrypted data.

Reporting

Reports and exports for management, boards and auditors.

Platforms we start from

Shareholder Management Platform

Savings & Loan Platform

Rules we build for

What your regulator expects of your suppliers

This isn't legal advice: your compliance team has the final say.

ICT supplier terms (DORA).

If your institution falls under DORA, your contract with an ICT supplier must cover specific terms: service descriptions, data location, incident help, audit rights and exit (Art. 30). We go through them with you before you sign.

Supplier security (NIS2).

Banking is a sector under NIS2, which expects security in your supply chain (Art. 21(2)(d)). We make that check easy to answer.

Access and audit trails.

Every role sees only what it should, and every change is logged, so access reviews and audits are routine.

How we protect your data

What we've built

Shareholder management and savings and loans, in production

What was built

Shareholder management systems for two banks, with records, dividends, voting and audit trails. A savings and loan system for a cooperative, with a customer mobile app.

How long it took

The shareholder systems went live five months after kickoff, the savings and loan system four months after. The full write-ups are in our case studies.

FAQ

Questions about financial services software

We go through the contract terms DORA lists for ICT suppliers with you, and answer your questionnaire in writing. What we send is listed on our security page.

Shareholder management for two banks, and savings and loan software for a cooperative. Both went live in production, and the case studies show what was built.

Often, yes. We can start from a shareholder management or a savings and loan platform that already runs in production, then tailor it to your rules, products and data. Which parts fit your market is something we check together in the plan.

Yes. Customer apps are built with strong sign-in and encrypted data, and to WCAG 2.1 AA. Banking services for consumers can fall under accessibility law, so we plan for it from the start.

Yes. Our application security service covers vulnerability assessments, source code reviews and penetration tests, including the regular tests DORA expects. Threat-led penetration testing under DORA is a separate exercise that we don't cover.

Our engineers work inside your EU systems under a data processing agreement. Test data is synthetic or anonymised, and access is removed at the end of the project.

The financial systems our engineering team has delivered went live four to five months after kickoff. The written proposal after our first call sets out the timeline for your scope.